You’ll go into debt for a new car, but not for postpartum.
A genuinely supported postpartum, if you don't have family nearby, if you don't have a built-in village, could cost thousands. And yet if I suggested to most people that they take out a personal loan for their postpartum, they'd think I'd lost the plot. But every one of my friends has financed a bigger car when they were expecting. Same debt. Completely different reaction. That's not logic. That's culture.